Medicare Information 

Medicare is a three-part health insurance program administered by the Centers of Medicare and Medicaid Services (CMS).  It is designed to meet some of the hospital, medical, and prescription costs of senior citizens (age 65 or older) and some disabled persons under the age of 65.

Medicare provides different ways to choose your coverage.  The Medicare plan that you choose affects many things, like cost, benefits, doctor choices, convenience, and quality.  If you have limited income and resources, extra help may be available to help you pay for your coverage.

Contact Medicare by phone at: 1 (800) 633-4227 or www.medicare.gov 


Medicare Part-A Hospital Insurance

You may be eligible if you fit into one of the following three categories:

  • You are 65 or older and qualify for Social Security or Railroad Retirement benefits; or
  • You are disabled and have met the Social Security disability requirements for two years; or
  • You are a kidney patient with end-stage renal disease


Medicare Part B- Medical Insurance

You are eligible for Part B if:

  • You are 65 or older; or
  • Under 65 and disabled; or
  • You are a kidney patient with end-state renal disease
  • AND you are a citizen of the United States or a legal resident for five consecutive years.
There is a monthly premium for all enrolled people with Medicare unless they qualify for one of the Medicare Savings Programs (MSP’s.)

Medicare Part D- Prescription Drug Coverage

Everyone with Medicare is eligible for this coverage, regardless of income, resources, health status, or current prescription expenses. 

Prescription Drugs

Joining a Medicare plan that helps cover prescription drugs is voluntary.  If you want coverage, you must choose to join a plan to receive it. Just like any other insurance, if you choose not to join when you are first eligible, you may have to pay a late enrollment penalty. 


St. Louis County


Franklin County


Jefferson County


St. Charles County